Homes for Sale in Lake Monticello

The Lee House

Waterfront Retreat on Quiet Cul-de-Sac – Impeccable One-Owner Home Discover lakeside living at its finest in this beautifully maintained, one-owner home nestled on a peaceful cul-de-sac. Boasting top-of-the-line finishes throughout, this property offers an open floor plan filled with natural light, stunning hardwood floors, and an inviting great room with an Acme fireplace. The gourmet kitchen is a chef’s dream, featuring granite countertops, solid oak cabinetry, and plenty of space for entertaining. Enjoy serene lake views from the screened-in porch or relax on the spacious deck and lower-level patio. The finished walk-out lower level offers even more space to gather, complete with a wet bar and access to your private dock with electricity—perfect for boating, fishing, or simply unwinding by the water. Additional highlights include a radon mitigation system (installed at owner’s request) and a brand-new HVAC system (2021). Don’t miss this rare opportunity to own a luxury waterfront home that blends comfort, style, and functionality.

Details about The Lee House

$1,200,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Tobacco Ter

Welcome home! This well-designed 3-bedroom, 2.5-bath home sits on a beautiful corner lot with a spacious, landscaped yard that offers privacy, curb appeal, and plenty of outdoor space to enjoy. Step out back to a huge deck—perfect for cookouts, gatherings, or simply relaxing in the fresh air. The interior features a functional layout with a comfortable living area, a dedicated dining room right off the deck for easy entertaining, and a kitchen ready for your personal touch. All bedrooms are generously sized, and the home provides the flexibility to update and make it your own. Outside, you’ll also find a wired storage shed with electricity—ideal for a workshop, hobby space, or extra storage. Located near schools and Lake Monticello amenities, this property offers space, potential, and convenience. Schedule your showing today!

Details about Tobacco Ter

$309,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Begum Rd

Charming Fully Renovated Ranch Home at Lake Monticello – Move-In Ready! This gorgeous turn-key home blends style, comfort, and modern upgrades—just one minute from Monish Gate and Lafayette Park. Enjoy brand new solid hardwood flooring, new laminate in kitchen/baths, a new HVAC system with all-new ductwork, new PEX plumbing, and fresh paint thru-out. The bright, open layout features architectural arches, new oversized moldings, and new modern light fixtures. The kitchen shines with new cabinets, new farmhouse sink, and brand new appliances—range with air fryer, new microwave, & new dishwasher. A newly enlarged passthrough leads to a large laundry area with new stackable washer and dryer. The split-bedroom design offers privacy with a spacious primary bedroom suite, walk-in closet, and upgraded en-suite with double sinks & new vanities. Additional bedrooms share a refreshed bath with reglazed tub/shower & all-new fixtures. Other updates include new attic insulation, new weather sealing, new crawlspace vapor barrier, updated outlets/switches, & new smoke/CO2 detectors. Move right in and enjoy modern comfort in a prime Lake Monticello location! Excellent location only 20 minutes to Downtown Charlottesville & 20 minutes to Zion Xrds.

Details about Begum Rd

$315,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Overlook Cir

Adorable cape cod located on almost 1/2 acre in the Crofton section of Lake Monticello. This home features main level living with 2 additional bedrooms on the second level and bonus space in the partially finished basement. Entering this home, you notice the hardwood floors in the main entry. To the left of the entrance is the Primary bedroom featuring a en-suite bath with dual vanities, and a walk in closet. To the right of the entry is a bonus room perfect for a home office or reading room. Walking towards the rear of the home you will pass the powder room on the way to the great room with fireplace and access to the oversized rear deck, dining area and kitchen. The kitchen features a breakfast bar, granite countertops and loads of cabinets. The second floor features 2 sizeable bedrooms and a second full bath. There is a partially finished terrace level which offers a flexible finished area great for a play area, home theatre, or family room. The oversized yard offers numerous options for the addition of a garage, huge play area or formal garden. This home also offers quick access to Lake Monticello Road. As part of Lake Monticello, there is full access to all amenities.

Details about Overlook Cir

$325,700.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Bearwood Dr

Enjoy the convenience of one story living with 3 bedrooms, 2 baths with a thoughtfully designed layout that maximizes space and natural light. The partially finished basement provides additional living space, perfect for a recreaction room along with a 2 car gargage. The driveway is paved for easy access to the uppper and lower levels. This well maintained home has been repainted on the maim level, new carpet, resurfaced kitchen coutertops, installed new plank flooring in kitchen & baths, new vanity, new lighting & new tiolets in both bathrooms, added paver patio off lower level just off sliding glass doors.

Details about Bearwood Dr

$330,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Stonewall Rd

Discover a charming chalet located on a spacious corner lot in beautiful Lake Monticello! This inviting 3-bedroom, 3-full-bath home offers incredible potential and is just waiting for your personal touch. The main level showcases elegant hardwood and ceramic tile floors, while the finished basement provides additional living space for your enjoyment. 2 spacious bedrooms and another full bath on the upper level. Step outside to relax on the expansive oversized deck, perfect for entertaining or unwinding by the fire pit, and appreciate the convenience of a paved driveway. Best of all, you'll be just a short stroll away from the main beach, pool, and clubhouse. Embrace the opportunity to make this delightful retreat your own.

Details about Stonewall Rd

$339,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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River Ridge Dr

Popular split-bedroom design, set on a lovingly landscaped, flat lot with a fully fenced backyard. A spacious deck overlooks the peaceful yard. Inside, the bright living room welcomes you with a large picture window and cozy fireplace. The primary suite offers two closets & a private bath with a walk-in shower for added comfort and convenience. The terrace level adds flexible living space, including a large family room, half bath, & a laundry area. Unfinished sections have been creatively used as an art studio, workshop, and storage, offering great potential for hobbies or future expansion. Situated in a quiet, low-traffic neighborhood, this home offers a wonderful blend of comfort and functionality. A pre-listing home inspection has already been completed, and both the report and the list of repairs are available upon request.

Details about River Ridge Dr

$340,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

NEW PRICE POINT! MUST SEE!!! This fabulous three-bedroom, three full bath home features numerous upgrades, both inside and out. As you enter into this lovely home, the living room is bright and open with high vaulted ceilings and skylights above the dining room. The three-season sunroom on the rear of the home overlooks a private, flat, fenced-in backyard with a terraced patio area perfect for entertaining. Kitchen features granite countertops; recessed lighting; brand NEW Pergo flooring; new stainless-steel refrigerator; new stove top; and washer and new dryer have been relocated from garage to main level for convenience. Spilt bedroom design. Downstairs (with stair lift) includes bonus living space and full bath. Attached is an oversized side-loading two-car garage with NEW lights and garage door openers. Additional upgrades and improvements include: a new roof with gutter guards (2021); HVAC (2023); all new plumbing throughout the entire home (No Quest!); a new Generac whole-house generator; duct vents cleaned (2023); a French drain added at garage doors; a whole-house water filtration system; brand new Andersen windows on front of the house, and more!

Details about Jefferson Dr

$350,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Amethyst Rd

Beautiful 1/2 acre corner lot in the lovely Lake Monticello neighborhood! Step inside to the warmth of a brand new stone fireplace, accompanied by vaulted ceilings, and a large open living room that make this home bright, airy, and comfortable. One bedroom and one bathroom on main floor. Good sized laundry room and Butler's pantry next to kitchen. Two bedrooms upstairs with a full bath. The house has a beautiful covered front porch and wrap around back deck - perfect for drinking coffee and enjoying the outdoors. Updates include new roof and skylights in 2023. Brand new HVAC in May 2025. New LVP floors, sliding glass doors, and freshly painted interior. Enjoy all the amenities Lake Monticello has to offer with five beaches, pool, tennis courts, soccer fields, golf course, pickleball, basketball courts, playground, and more!

Details about Amethyst Rd

$364,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

Price Improvement – Tour This Lake Monticello Gem Today! Just a short walk to Beach 5, this updated log-style home blends rustic charm with modern convenience. Inside, you'll find vaulted ceilings with exposed beams, oak pegged floors, and a renovated kitchen with granite countertops and new 2023 appliances. The main level features two bedrooms and a fully updated bath with a hydrotherapy walk-in tub. Upstairs, a spacious loft with half bath offers flexible space for a third bedroom or home office. The finished basement adds a full bath, wood stove, and kitchenette plumbing—ideal for guests or an in-law suite. Enjoy the outdoors on the screened porch or slate patio with wooded views and raised garden beds. Major updates include a new roof (2021), retaining wall (2022), exterior stain (2022), and LEAP-certified energy-efficiency improvements. Bonus: Pets are welcome at Beach 5 during the offseason!

Details about Jefferson Dr

$369,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Bunker Blvd

Golfer’s Dream! Step from your back door straight onto the putting green in this charming chalet-style home nestled on the golf course, offering breathtaking water views of the pond with a stunning fountain. Enjoy front-row views of the 10th green from your spacious deck or take a short stroll to the clubhouse, driving range, and putting green. Designed for comfort and convenience, this home features a first-floor primary suite, expansive windows, and an abundance of natural light. The unique architectural design and low-maintenance lifestyle make it a standout. The fenced-in yard adds privacy, while recent repairs and replacements have been completed for peace of mind. A pre-listing home inspection is available for review. Don’t miss this rare opportunity to live the ultimate golf course lifestyle!

Details about Bunker Blvd

$375,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Patriot Ln

Motivated Seller!Beautiful property offers striking curb appeal, fenced yard, & spacious screened porch overlooking stunning gardens. Inside, enjoy an open-concept layout featuring a stylish kitchen with maple cabinetry & granite countertops. The light-filled living room showcases a wall of windows, a gas fireplace, & oak hardwood floors. The two-story foyer welcomes you with abundant natural light. A versatile formal dining room provides flexible space for entertaining, a home office, or more. The spacious primary suite includes a vaulted ceiling, walk-in closet, double vanity, soaking tub, & separate shower. Three additional guest bedrooms offer generous space. Pre-listing home inspection has been completed and will be available for review.

Details about Patriot Ln

$389,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Westham Ct

It’s time to enjoy summer and embrace the resort-style living in amenity rich Lake Monticello! This beautifully renovated home is ideally situated on a spacious corner lot near the golf course. The main level features a stunning great room with soaring vaulted ceilings, an open-concept layout, and a cozy fireplace—perfect for entertaining or relaxing in comfort. The fully renovated kitchen is a chef’s dream, offering soft-close cabinetry, sleek quartz countertops, a stylish tile backsplash, and all-new stainless steel appliances. Upstairs, you’ll find three bedrooms, including one with a vaulted ceiling and a Palladian window, along with a full hall bath. The primary suite features a generous walk-in closet, a double vanity, and a beautifully tiled walk-in shower. The lower level includes an attached garage, a finished bonus room, and a large half bath with laundry hookups. Additional upgrades include new HVAC, high-tech faucets, refinished hardwood floors on the main level, luxury vinyl tile on the upper and lower levels, and new French doors that lead to a spacious deck—perfect for summer gatherings.

Details about Westham Ct

$399,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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West Lake Forest Dr

This move-in ready home has beautiful hardwood floors throughout the main level, a formal living room with gas fireplace & French doors, a formal dining room, a large eat-in kitchen with maple cabinets, stainless appliances, breakfast area, & large pantry. There are French doors leading from the kitchen area to the large rear deck. The laundry room is located on the second level. Large primary bedroom has two walk-in closets, an attached bath with double sinks, jetted tub & separate shower. The basement level has a rough-in for a half bath, a family room and a bonus room for home office, exercise room or play room, plus a 2 car garage. Low maintenance .45 acre corner lot with a paved driveway. Located near beach 3, the golf course, and convenient to 2 gates.

Details about West Lake Forest Dr

$400,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Xebec Rd

Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.

Details about Xebec Rd

$400,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Zephyr Rd

Back on Market NO Fault to Seller! This 4 Bedroom 2.5 Bath homes is located about .5 of a mile from Beach 4. This home has so much to offer! New dual unit HVAC systems replaced in 2021 and multiple updates including remodeled kitchen with stainless steel appliances and farm style sink, custom built-in around the gas fireplace in the living room and a remodeled primary bathroom with floor to ceiling tile. Drive into the two car garage with ample storage plus additional storage in the 16x12 shed in the back yard. The covered front porch and spacious backyard are added bonuses to this home. The primary bedroom includes a walk-in close, hardwood floors, vaulted ceilings and an attached bathroom with many upgrades. The over sized 4th bedroom can also be used as a home office, bonus room or rec room. This home is a most see!

Details about Zephyr Rd

$429,900.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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The Ross

TO BE BUILT near the main gate at Lake Monticello. Popular Ross model, on a premium lot, with welcoming front porch, iron railings, 8" stained columns, wide window trim with upgraded colonial window grid patterns, front load garage with opener and 10x14 rear deck. Interior upgrades include: Laminate flooring throughout the main level, Optional kitchen layout with 36" wall cabinets with crown molding, tier 2 cabinets, granite counters, 2x6 island with overhang, stainless farmhouse sink and appliances, extra lights and window in great room, dining room with trim accent wall, oak stairs, primary bedroom with ceiling fan, primary bath with 5' tile shower, double bowl vanity with wave sink bowls, LED lights in other bedrooms, adult height toilets in primary and half baths, pull down attic stairs for storage, 2nd floor laundry. Photos are of a similar Ross model. Ask how you can receive $10,000 in seller paid closing costs.

Details about The Ross

$462,120.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Jefferson Dr

Come see this beautifully updated home so close to the water at Lake Monticello. So many updates!!! Brand new kitchen: new cabinets, new quartz counters, new stainless steel appliances and new porcelain farm sink. The main level, including the bedrooms has gorgeous hardwood floors. Brand new bathrooms, new roof, new carpet in basement, new garage doors, new HVAC, new hot water heater. The entire interior of the home has been freshly painted as well. Seriously - this one feels brand new and feel like home!!! You are going to love it. Welcome home to your lake and golf community!

Details about Jefferson Dr

$472,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Spoon Ter

Welcome to this charming 3-bedroom, 2-bath home perfectly positioned on a quiet cul-de-sac, backing to the 8th green of the Lake Monticello golf course. Enjoy sweeping views from the bright and cheerful sunroom, the ideal place to relax or entertain while overlooking the greens. This home offers a practical and spacious layout, featuring a two-car garage, an unfinished basement ready for your personal touch, and a low-maintenance yard for easy living. A brand-new roof adds value and peace of mind. Conveniently located near the Slice Gate and just a short distance to the clubhouse, driving range, putting green, and one of the community’s largest playgrounds—this home combines comfort, potential, and a fantastic lifestyle in one unbeatable location. Updated cabinets in the kitchen.

Details about Spoon Ter

$485,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Your Forever Home

Beautifully renovated 4-bedroom, 3-bath home nestled in the sought-after Lake Monticello community! Lake Monticello is 8 Miles to Pantops. This spacious home offers over 3200sq' of stylish living space that includes an oversize 1 car garage for your convenience. Step inside to find a bright, open floor plan with modern finishes throughout, including luxury flooring, updated lighting, and fresh paint. The renovated kitchen features white/wood tone soft close cabinets, coffee bar, quartz countertops, stainless steel appliances, and ample cabinet space — perfect for cooking and entertaining. The primary suite offers a peaceful retreat with a fully updated en-suite bath with tiled shower, fireplace and walk in closet.  The additional bedrooms are generously sized with great closet space. The finished lower level includes a large family room, a fourth bedroom/0ffice, full bath and a 2nd kitchen — ideal for guest or multi-generational living. Outside, enjoy a private back deck, fire pit, mature trees, and all the amenities of Lake Monticello — including lake access, beaches, golf, tennis, and more. Don't miss this move-in ready gem — schedule your showing today! This gorgeous home will not last.

Details about Your Forever Home

$489,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Whippoorwill Ln

COME INSIDE! You'll be impressed when you see this Spacious & Immaculate Custom Built Home. LOCATION! LOCATION! Tucked Away at the end of a cul de sac next to the Reserve Area & A Private Path to the Beach. Enter into your large foyer with coat closet and hardwood flooring throughout first level. There is a Formal Dining Room, Living Room, Family Room w/Wood burning Fireplace & built in bookcases. Large chef's kitchen w/garden window, double oven/microwave, plenty of counter space & cabinets, Jennaire cook top, breakfast bar, pantry, breakfast room. View the private outdoors through your oversized windows and doors. Wide hallways & wide solid wood doors throughout. Huge primary bedroom w/attached bath, whirlpool tub & shower + 2 closets. Take in the quiet & nature while sitting on your Amazing 24' x 12' Side Screen Porch. Attached 2 car garage on grade w/floored attic storage. Large Laundry/Mud room off garage w/sink & cabinets. Lower level features a 4th bedroom, home office or bonus room w/a large utility room for added storage. Discover why this home & Lake Monticello is like vacationing at home Year Round. New Roof 2021, Hot water heater 2024, HVAC/AC 2022, Furnace 2019. Paved driveway, patio & seasonal water views.

Details about Whippoorwill Ln

$555,000.

For more info:
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Fairway Dr

You will love living on Fairway Drive because it’s peaceful, private, and conveniently located. The house sits at the end of a quiet cul-de-sac with the golf course alongside and behind it, and no through traffic. The backyard is nearly level and would make a great entertaining space. It's out of view from neighbors and has an oversized two-car garage tucked on the side. Just 1.2 miles away are a playground/ball park, CVS, medical offices, and restaurants. The golf course and a pub are only two blocks away, and the nearly level terrain makes winter access easier. Plus, there are great walking options right outside the front door. New roof - 2020, New HVAC - 2020, New Water Heater - 2021, more updates in docs

Details about Fairway Dr

$599,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Cliftwood Rd

This is a rare opportunity to own over 550 feet of pristine waterfront on Lake Monticello, set on 1.8 acres of private, serene land. As you enter the home through the vaulted entryway, you'll immediately feel at home. The spacious open kitchen is perfect for entertaining, while the first-floor primary suite offers stunning lake views and easy access to the outdoor spaces. Upstairs, you'll find two additional large bedrooms, both with walk-in closets and panoramic views of the lake, along with a full bath. The finished terrace level adds even more living space, featuring a cozy living room, an office, and an additional bathroom, offering the perfect spot for guests or quiet evenings at home. This exceptional property offers lakefront living in one of the area's most sought-after golf course communities. Launch your kayak right from your private dock, spend the afternoon playing a round of golf, then unwind with friends at the neighborhood pub, complete with live music on the patio. Keep the trees for privacy or remove some trees for sweeping views of the lake from every room this home is an ideal retreat just waiting for someone to move in and make it their own.

Details about Cliftwood Rd

$835,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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Wildwood Dr

We're at the Lake! That is what you will tell your friends & family when you live here. Relax & Spread out in this GORGEOUS Custom Built Waterfront Home located on a Quiet Cove w/boat dock & Main Lake Views. Carefully planned & designed by Southern Homes for current owner. Large foyer; Hardwood & Ceramic floors, skylights, gas log fireplace & Vaulted ceilings. The beautiful kitchen boasts granite counter tops, breakfast bar, kitchen nook area, stainless steel appliances, gas stove, tiled backsplash, custom wood cabinets. Formal Dining Room, updated lighting fixtures, 1st level Primary bedroom w/attached bath & large walk in closet. 1st level laundry/mud room w/sink, walk in pantry, washer, dryer off of the attached 2 car climate controlled garage. An additional carport for boat parking + storage shed. Enjoy the backyard & water views from your composite deck or Screened porch area off the kitchen. A 2nd bedroom/home office w/stained glass doorway on 1st level as well w/full bath + a guest bath. Open staircase leads you to the lower level w/bedroom, full bath, Rec Room & Bonus Room. Situated on an oversized lot. Level walk to the backyard & dock. Approx. 50' of water. Enjoy boating, fishing & swimming from your backyard.

Details about Wildwood Dr

$849,000.

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Wildwood Dr

SAVE $1000s! SELLER OFFERING 2-1 BUY DOWN! EXPERIENCE THE BEST OF LAKE LIVING! Beautifully maintained waterfront home offers 110’ of lake frontage on a peaceful .61-acre lot in a no-wake cove—perfect for fishing, kayaking, swimming, or floating. A large dock w/ boat lift (new in 2022), fishing/ski boat & pedal boat are included. Built by award-winning Southern Homes, this gem features an open floor plan, vaulted ceilings, solid hardwoods & stunning lake views from the cozy living room w/ gas fireplace. Kitchen Aid double oven, Bosch dishwasher, Miele gas stovetop, Samsung French door fridge, Maytag washer. Main-level primary suite includes a spa-like bath w/ heated tile floors, walk-in shower & double vanity. Outdoor living includes screened porch, large deck & screened patio—all overlooking the lake. Terrace level includes bedroom, wet bar, office/craft room (optional 4th bed) & workshop w/ private yard access. Gas hookup ready for 2nd fireplace & outdoor shower. Whole-yard irrigation w/ new pump (2024). New roof, gutters & guards (2023). VA Green lawn service & A/C maint. paid through 2025. Close proximity to Beach 2 & easy access to the water’s edge via a lush, grassy backyard—your private lakeside retreat awaits! Must see!

Details about Wildwood Dr

$990,000.

For more info:
Call Gayle Harvey Real Estate: 434-220-0256
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